Home Owners Association Information

HOA Solutions You Can Trust

As an HOA board member or property manager, you make key financial decisions that impact your community’s future. You need a banking partner who understands the unique structure and responsibilities of homeowners’ associations, from capital improvements to unexpected repairs.

At Provident Bank, we believe strong communities begin with well-supported associations. Our experienced team delivers high-touch, personalized service, clear guidance, and responsive support so your association can move forward with confidence.

We offer the following:

Dedicated Customer Service
Lockbox Service
Specialized Lending
ACH Origination
Merchant Services
Full Online Banking Services
Remote Deposit Capture
CDARS | ICS

As part of our community banking philosophy, we are committed to supporting local homeowner associations through flexible, reliable credit solutions. Provident Bank provides a range of financing options designed to help fund capital improvements, cover unexpected expenses, and promote responsible community planning.

Requirements for HOA Lending

Governing By-Laws that support borrowing
Flexibility to implement a special assessment, if needed
A demonstrated history of previous lending responsibilities
Established general or emergency reserve fund
Demonstrated income streams to support repayment
Clearly defined leadership and authorized signers

Let's Talk About Your Community's Needs

KENNETH YI
kyi@myprovident.com
(951) 897-4638

CARLOS VALENZUELA
cvalenzuela@myprovident.com
(951) 836-0877

TYLER JULIAN
tjulian@myprovident.com
(714) 496-0641

HOA Partner